Our Services
WHAT WE DO
Commercial finance solutions tailored to your needs.
Whether you need funding to grow, upgrade, stabilise, or scale — Apace Finance connects Australian businesses with the right lending solution from a trusted panel of lenders nationwide. From commercial loans and equipment finance to cash flow solutions and self-employed home loans, we handle the hard work so you can focus on what matters.
Business Loans
Access your choice of secured or unsecured commercial loans to fund growth and achieve business goals.
Asset & Equipment Loans
Finance essential tools, machinery, tech and more to support business growth and operational efficiency.
Cash Flow Finance
Obtain fast, flexible funding to cover daily operations and unexpected expenses – with minimal paperwork.
Lines of Credit
Draw pre-approved funds as needed, repay flexibly, and maintain control over your business finances.
COMMERCIAL PROPERTY LOAN
Expand, upgrade, or develop business premises with tailored financing for commercial property investments.
Vehicle Loans
Upgrade existing vehicles, acquire new ones, or expand your fleet to drive your business forward.
Invoice Finance
Turn unpaid invoices into immediate cash to reduce waiting times, improve liquidity, and boost working capital.
Debt Consolidation
Combine multiple debts into one single loan to simplify repayments and access more favourable terms.
SELF-EMPLOYED HOME LOANS
Flexible mortgage and refinancing solutions designed for self-employed borrowers with non-traditional income.
HOW IT WORKS
Our Process
Talk to an experienced broker
Start with a no-obligation chat. We'll get to know your goals, your business, and what you actually need from a lender.
01
Get tailored lending options
We compare solutions across our panel of lenders and present you with finance options matched to your situation.
02
Seamless application process
Our brokers will handle all the paperwork, guiding you through each step to make the application journey simple and stress-free.
03
Fast approval and settlement
Once approved, we streamline the settlement process to ensure you can access your funds quickly and focus on growing your business.
04
Have a Question? Leave a Message.
Have a Question?
Leave a Message.
Whether you have a specific finance need in mind or you're not sure where to start — we're here to help. Leave your details and one of our brokers will be in touch to talk through your options. No jargon, no pressure, just straightforward advice.
Helping businesses across Australia succeed.
From ambitious startups just finding their footing to established enterprises scaling new heights, we know that every business follows its own unique path.
Whether you're upgrading essential equipment, expanding your fleet, or investing in specialised assets, our team is here to fuel your progress with tailored finance solutions and long-term support.
Explore our case studies to see how we've helped businesses like yours achieve their goals — and discover what’s possible with the right finance partner by your side.
Common Questions
Which finance product is right for my business?
It depends on what you're trying to achieve. If you need to purchase equipment, asset finance is likely the best fit. If you're managing cash flow gaps, invoice finance or a line of credit may suit better. If you're not sure, that's exactly what our brokers are here for — book a no-obligation call and we'll point you in the right direction.
How long does approval take?
Turnaround times vary by product and lender, but many of our commercial finance solutions can be approved within 24–72 hours. Our team works to move as quickly as possible without cutting corners on finding you the right deal.
Do I need to offer security or collateral?
Not always. Unsecured options are available for many of our products, including business loans and cash flow finance. Where security is required, we'll walk you through exactly what's involved before you commit to anything.
Will applying affect my credit score?
Working with a broker means we assess your options before submitting any formal applications — protecting your credit file from unnecessary enquiries. We only submit once we've identified the right lender for your situation.
I'm self-employed — can I still access finance?
Absolutely. We work with self-employed borrowers regularly, including for commercial finance and home loans. We understand that non-traditional income structures can make standard applications tricky, and we know which lenders are best positioned to assess your real financial picture.