About Us
WELCOME TO APACE FINANCE
Your partner in business growth
Founded by Head Broker & Managing Director Ellie Davidson, Apace Finance is an independent commercial finance brokerage dedicated to supporting ambitious business owners across Australia.
Think of us as your long-term partner in business growth—your strategic gateway to smart, streamlined finance solutions tailored to your unique needs. We’re not just here to broker deals. We stay by your side well beyond settlement, offering ongoing support and guidance as your business evolves. Whether you’re funding a major expansion or improving cash flow, our team brings proactive expertise to help you move forward with confidence.
Smart Solutions
We don’t just offer off-the-shelf lending options—we craft tailored commercial finance solutions designed around your unique goals and challenges. When conventional approaches aren’t enough, we step up with sharp, forward-thinking strategies that drive results.
CONNECTIONS THAT COUNT
Benefit from our trusted network of business and finance professionals. With direct access to the Big 4 banks, private lenders, superannuation specialists, and accounting pros, we open doors that others can’t. Our relationships become your competitive edge.
FUELLED BY AMBITION
We believe in bold ideas and those brave enough to chase them. As entrepreneurs ourselves, we know the road isn't always smooth—but we’re here to clear the path and empower your progress with real-world insight, strategic guidance, and unwavering support.
Apace.
/əˈpeɪs/ adverb
at a fast pace; with speed; swiftly.
lending partners across Australia
from application to settlement
happy clients
MEET OUR MANAGING DIRECTOR
Ellie Davidson
With over a decade of experience across traditional banking and commercial lending, Ellie brings a wealth of expertise, strategic insight and a client-first mindset to her role as Managing Director at Apace Finance.
Backed by a Diploma in Mortgage Broking and Finance, Ellie is a keen negotiator with a sharp attention to detail. No matter the challenge, she is committed to finding effective, tailored lending solutions that not only address short-term financial needs but also lay the groundwork for long-term success.
What sets Ellie apart is not just her knowledge, but how she makes her clients feel: empowered, understood, and supported. Her goal is for every client to walk away from the process saying “That was easier than I expected, and I feel like I’ve got a team backing me now.”
Outside of the office, Ellie enjoys hiking and spending time outdoors with her partner and their three young boys. Whether it’s weekends filled with gym sessions, sports games, or curling up with a good book, Ellie lives with purpose and balance — values that shape everything she brings to her personal and professional life.
Tailored Financial Solutions
Transparent
Efficient
Flexible
Frequently Asked Questions
Is my business eligible for finance?
To be eligible for business finance, you must have an active ABN and trading history of at least 3 months. If you don't meet this criteria but own a property, we can look at alternative solutions for you. If you do not fall into either of these categories, get in contact with the Apace Finance broker team and we'll talk strategy! Get in contact with the Apace Finance broker team.
How much can I borrow?
Your business is unique, so this will depend of a number of factors. Our Apace broker team will calculate your borrowing capacity based on turnover, profitability and any assets you could borrow against, such as the properties you partially or fully own. Get in touch today to find out more.
What terms are available?
There are plenty of options when it comes to financing terms. At Apace Finance, we work with you to find a commercial lending solution that provides immediate relief and long-term success. We’ll start with your priorities, and from there, negotiate with lenders on your behalf. Get in touch today to find out more.
What do I need for a business loan?
When applying for a business loan, lenders have specific business loan requirements that determine your eligibility. Typically, you’ll need to provide proof of business registration (such as your ABN or ACN), have a trading history of at least six months, and meet a monthly or annual revenue requirement. Lenders will also evaluate your credit history to assess your ability to repay the loan.
If you’re applying for a secured business loan, you’ll need to provide collateral, often in the form of a residential or commercial property. Additional business loan requirements may include financial reports (such as profit and loss and cash flow reports), recent bank statements, and in some cases, a business plan or sales projections to demonstrate growth potential.
Since business loan requirements vary from lender to lender, working with an experienced business loan broker like Apace Finance can help you navigate different options and improve your chances of approval.
What are unsecured business loans?
Unsecured business loans are a type of financing that does not require collateral, making them an attractive option for businesses that lack significant assets. Unlike secured loans, which are backed by property or equipment, unsecured business loans are approved based on your creditworthiness and business financials.
These loans offer flexibility and quick access to funds, helping businesses manage cash flow, invest in growth, or cover unexpected expenses. Many lenders offer unsecured business loans with competitive rates, though they may have higher interest rates than secured loans due to the increased risk.
If you need fast, hassle-free financing without pledging assets, unsecured business loans could be the ideal solution for your company’s needs.
Why should I use a business loan broker?
Securing finance for your business can be complex, but a business loan broker simplifies the process, saving you time, money, and stress. Instead of applying to multiple lenders yourself—which can impact your credit score—a business loan broker leverages their extensive network of banks, alternative lenders, and private financiers to find the most suitable loan options for your needs.
Whether you need funding for expansion, equipment purchases, or cash flow management, business loan brokers compare loan terms, interest rates, and eligibility requirements to secure competitive rates and flexible financing solutions.
Partnering with a business loan broker not only increases your chances of approval but also ensures you secure funding that aligns with your business goals—without the hassle of navigating the lending process alone.